Auto Accident Victims vs. Auto Insurance Companies

Case ID: 957 | Automotive | 09/22/2003
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Have you or a loved one been injured in a car accident?

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Kahn Gauthier Swick is investigating possible legal actions on behalf of persons injured or killed in a auto accident. Over 41,000 people are killed in a auto accident in the United States every year. Another three million are injured in a auto accident. Auto accidents are the leading cause of death for every age from 6 to 33 years old. The 11 million auto accidents each year cause over $150 billion in economic losses.

A person injured in an auto accident may need to contact a lawyer. As reported over 20 years ago in the book 'Settled Out of Court: The Social Process of Insurance Claims Adjustment' (by H. Laurence Ross), when insurance claims adjusters contact the injured person, their purpose is to resolve claims quickly and head claimants off before they obtain legal representation, which typically results in higher payouts by the insurer. Unfortunately, that reality has not changed in the intervening years.

Some former insurance company employees also make the point that the companies often put their own interest ahead of their insureds' benefit. In June, 2001, two former in-house lawyer attorneys for State Farm filed legal action against State Farm saying they were required by the company to engage in 'wrongful, illegal and unethical conduct.' According to the legal action, people insured by State Farm are victimized because company lawyer are required to represent the insurance company rather than the people who had paid for the insurance coverage.


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