CAPITAL ONE BANK Complaint

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CAPITAL ONE BANK - CREDIT CARD

Finance: Card Processing Companies

Author: ESSIE B from Hope, AR

Occurred In: Seattle, Washington

Updated: 7/26/2006 4:31:13 PM

Created: 7/26/2006 4:31:13 PM

On Internet: Yes

Nationwide: Yes

I ESSIE B FLOWERS APPLY FOR A CREDIT CARD FROM CAPITAL ONE BANK BACK IN 2001, WHEN I RECEIVED THE CARD IT ONLY HAD A CREDIT LIMIT OF 200.00 AND ALL I WAS ABLE TO GET WAS 175.00 OFF THE CARD, I MADE PAYMENT ON IT BUT LATER THE SEND ME OUT A STATEMENT SHOWING I OWED THEM A LARGE AMOUNT.HOW COULD I HAVE OWED THEM THAT MUCH MONEY WHEN THE CREDIT LIMIT WAS ONLY 200.00.NOT THEY HAVE WENT TO COURT AND MY STATE CLAIMING THAT I OWE THEM 1285.23 I AM A WIDOW MY INCOME IS ONLY 441.00 A MONTH SOCIAL SECURITY,I AM 73 YEARS OLD NOT ABLE TO WORK AT ALL I HAVE A VERY SERIES HEALTH PROBLEM.THESE PEOPLE OF FRAUDS,THEY HAVE DON'T MANY PEOPLES LIKE THIS AND THEY NEED TO BE STOP.WILL YOU BE ABLE TO HELP ME.WITH THIS CASE,THANK YOU ESSIE B FLOWERS

Responses to CAPITAL ONE BANK Complaint

Essie Flowers

2/28/2007 11:29:59 PM

L FROM HAYWARD, CA

(CONSUMER SUGGESTION)

I too have a legal issue with Capitol One. I suggest you apply for credit with someone you know will deny you for a couple reasons:
1) you get a free copy of your credit report that will explain how to obtain in your denial letter.
2)you will have the incorrect information Capitol One is reporting to the credit bureau's directly in your hands vs. the amount stated on each billing statement for court.
3)the denial letter will state its decision was based on info obtained from the bureau's

If you're also a victim of this company, then submit your own CAPITAL ONE BANK complaint letter