HSBC Mortgage Services IncHSBC Bank USAHSBC Finance Complaint
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HSBC Mortgage Services IncHSBC Bank USAHSBC Finance - TILA Violations
HSBC Mortgage Services IncHSBC Bank USAHSBC Finance: Violation of TILA 15 USC 1640,1641,1635, Regulation Z Section 223.26, Violations of Fair Trade Practices Act Section 5.
HSBC has on 3 seperate occassions refused to comply with valid and legal right to rescind notices. Has failed to perform due diligence when purchasing mortgages from other sources in verifying complince with consumer protection laws.
My loan has been audited and found in violation of federal protection laws. It is under stated, under disclosed, the APR is over stated confirmiing understating the loan, key information as it pertains to payments, payment schedule, interest charges and amounts either missing or incorrect. HSBC has refused to comply with the law, attempted to foreclouse using fraudalent information, false documents, lied, and then finaly admitted to the loan being in violation in writting and still refused to comply with the law.
Thier payment envelopes as provided by HSBC falsely indicate that the return to sender address is HSBC and not that of the consumer. THereby redirecting any payments sent to HSBC that the PO would return, such as wrong postage, damaged send to address( printed service center) or any reason the PO could not deliver would be mis directed to a undisclosed service center somewhere in the country allowing HSBC claim that payments were not received or received late thereby charging late fees, telephone payment fees etc. THe payment would never be returned to the sender ( the consumer), but instead would go to HSBC.
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