Bank of America Complaint
Respond to this Complaint
This section is for replying to a complaint. You may reply to a complaint if your reply offers productive insight that fits into the following categories: Consumer Comment, Consumer Suggestion, Employee of the Company, Employee of the Company with inside information, Ex-employee, Individual reported, and Company Owner.
Respond to this Bank America consumer complaint!
Members login at the top of this page. Not a member? Register with LawCash.com using the form above.
If you have a similar complaint, rather than replying, you should write and document your own complaint by clicking here. This will help by showing the extent of consumer complaints against a given company.
Your reply should not include Unlawful, slanderous, defamatory, false, obscene, indecent, lewd, pornographic, violent, abusive, insulting, threatening and harassing comments, which are not appropriate in the Lawcash.com forums and are forbidden. Advertisements, solicitations and similar commercial materials are not allowed. Any form of direct or indirect personal attack or harassment or any comment that calls for unlawful or illegal behavior or might result in harm to others is prohibited. For more information on the terms of using Lawcash.com, click here. Your information is held strictly confidential - however, your first name, city and state will appear on the website associated with your reply.
Bank of America - Fees and Overdraft charges
Bank of America religiously applies overdraft fees to accounts. My particular situation was that a large transaction came in they paid it charge me 35.00 for being 2.00 short. This put the account futher in the negative. Two transaction for the amount of 2.42 and 3.44 came in, 35.00 a piece, they paid the 2.42, returned the 3.44 which came back through on a negative balance and added another 35.00 in fees. This is not the first time this has happened.
Prior to this I paid a total of 900.00 in fees, for a 5.00 mistake. they got sued at some point for doing something similar and changed their policy however this occurred in April and now the policy we already got a post card stating it was changing doesn't go into effect until June. So in the mean time the fees rack up and they accumulate more money.
I contacted them several times however, their response was the fees are applied correctly too bad. Everyone makes mistakes and yeah posting large transactions first may be helpful but what happens when the little was rack up fees and they continue to let it happen. I don't have this kind of money to shell out to them when they let small items, 2.00 transactions come in and hit the account for 35.00
If you're also a victim of this company, then submit your own Bank of America complaint letter
