As with the others on this site. I was searching for a payday loan and decided not to get one. Lo and behold a few days later without speaking with anyone or anything I had money deposited into my checking account. I needed the money so I went ahead and spent it. I owed this company 460 dollars. When they went to do the ACH debit, I unfortunately did not have the money. I called the bank and spoke with them and called Geneva to work out arrangements and thought everything was fine. 2 weeks later they tried to tak 500 dollars out of my account. This enraged me caused other things to bounce as the money wasnt there. Long story short they have tried to take so much money out of my account without my authorization to where i now have 200 dollars worth of overdraft fees on my account. This action made me not keep my agreement to pay them and now they have some attorneys office calling me saying a complaint was made against me. I dont know what to do about it, Its not that I deny owing the money or believe I shouldnt pay but I think they should have to knock off 200 dollars for what they did to me. Anyway, has anyone else had luck with getting these people off their back?