DEAR SIRS,

I OPENED AN ACCOUNT WITH IBC BANK ON MARCH 13, 2008. I HAD DIRECT DEPOSIT FROM MY WORK TO GO TO THIS ACCOUNT. I DEPOSITED OVER 2000.00 ON APRIL 7, 2008 WITH A POSITIVE CHECKING ACCOUNT STILL HAVING A POSITIVE BALANCE. I WENT OUT OF TOWN ON APRIL 8, 2008 AND I CALLED THE 800 NUMBER AT IBC TO FIND OUT MY BALANCE. IT SAID I HAD AN AVAILABLE BALANCE OF 2000.00 OR MORE. THEN I PROCEEDED TO USE MY BANK CARD TO BUY GAS, ETC. WELL I GET A CALL FROM THE BANK ON THE 11TH. OF APRIL THAT I AM OVERDRAWN 1500.00. I GO ONLINCE CHECKING TO SEE WHAT IS GOING ON. THEY CHARGED ME 20 TIMES FOR DEBITS MADE ON APRIL 8, OF 27.00 EACH. I CALLED THE BANK AND THEY SAID THE BANK HAD NOT PUT THE DEPOSITS IN, AND THE DEBITS CAME IN BEFORE. MY ONLINE STATEMENTS SHOW IT WAS IN THE BANK ON APRIL 7, 2008, I FEEL THEY RAPED MY BANK ACCOUNT. WHAT CAN I DO, HOW CAN I FILE A CASE? DO I HAVE ONE? PLEASE HELP ME!
LYDIA H. YZAGUIRRE
IN TEXAS