Mitchell N. Kay contacted me in 2006 stating that I owed 6,474.29 to American Express. I had a joint account in 1989, but to my knowledge the debt was cleared. On February 20, 2007, Ms. McCray, a representative of Mitchell N. Kay said she sent a court order lien to me. I told her I had not received it yet and that I would work with her. By February from gaining access to my bank account with Citibank. I called Citibank, frantic stating that I had just received the documents for the lien and the documents stated that I had 7 days respond before the lien is affective. The lien caused me to go arrears in my current bills and nearly starve to death. Later, after I went to Citibank to get the lien lifted, after paying nearly 500 to pay Mitchell N. Kay, I then made arrangements to pay 400 a month to Mitchell N. Kay. After severe financial hardships, I decided to file bankruptcy because I the harassment of Mitchell was too intense. I could not recall the debt, it had been 17 years. I was willing to work with Mitchell N. Kay, because they had access to my account. I paid Mitchell N. Kay 1,600. After I paid out this money, I found out that Mitchell Kay, transferred the case to another law firm, who claimed: 148. This make absolutely no sense I need help with this case.