OCWEN BOUGHT OUR MORTGAGE FROM NEW CENTURY. FROM DAY ONE THEY HAVE BREECHED OUR CONTRACT. THEY HAVE REFUSED TO DISPERSE THE PAYMENTS CORRECTLY BASED ON THE CONTRACT THEY BOUGHT FROM NEW CENTURY,WHICH WAS SIGNED ON OCTOBER 01,2005. NOVEMBER OF 2006 OUR HOME OWNERS INSURANCE WAS CANCELED BECAUSE THEY REFUSED TO PAY IT SAYING IT WASNT INCLUDED IN OUR MONTHLY PAYMENT OR IN OUR CONTRACT. AFTER OUR AGENT JOHN SCHNECK WHO AUTHORED THE CONTRACT AND NEW CENTURY SPOKE WITH OCWEN THEY DECIDED TO PAY THE INSURANCE WITH THE IMP0UNDS THEY TAKE EVERY MONTH IN OUR PAYMENTS, WHICH THEY OVERPAID AND SENT THE INSURANCE COMPANY TOO MUCH MONEY WHICH LEFT OUR IMPOUNDS DEPLETED. AFTER HUNDERDS OF EMAILS AND DOZENS OF CALLS OCWEN HAS REFUSED TO HONOR THE CONTRACT STATING THEY WILL APPLY THE PAYMENTS AS THEY SEE FIT AND THIS LEAVES OUR IMPOUNDS WITH INSUFFICIENT FUNDS TO PAY OUR PROPERTY TAXES AND HOME OWNERS INSURANCE

THEY HAVE THREATENED TO FORECLOSE IF WE DONT PAY THE NEGATIVE AMOUNT IN OUR IMPOUND ACCOUNT WHICH IS DUE TO THEIR BREACH OF OUR CONTRACT

WE NEED HELP