I signed up in order to purchase a laptop in late sept 2006 I cancelled my account after making 2 and a half months of payments. Do to the fact they were purposely holding my second set of paperwork for over a six week period inorder to collect more payments, and not following their policy of after making 6 weeks of payments. I cancelled my acccount on Nov.27, 2006 andstill as of yet received my refund after being told it takes 4 to 6 weeks and calling them about my refund they gave me a excuse of another 4 to 6 weeks.