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Charged attorney''s fees after Chapter 13 Discharge

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Wells Fargo

We were discharged from a Chapter 13 Bankruptcy on 5206. Our mortgage with Wells Fargo was not included as part of the payment plan, i.e., we paid Wells Fargo directly during the last three years with no modification of our payments. Payments were made on time and none were missed. However, one month after we received our Chapter 13 discharge notice, Wells Fargo sent our June statement with a comment in the 'Important Message' section and in fine print that we had an outstanding amount of 650 on our loan. My husband (who pays the bills) didn't notice this message until we received our August, 2006 statement. When we pulled previous statments, we noticed that this note from Wells Fargo appeared for the first time in June, 2006 about a month after our Chapter 13 discharge. When I called them, I was told this was attorney's fees they had incurred when they hired an attorney after they were notified we were in Chapter 13. They had not sent us any type of statement letting us know about these charges prior to the June statement. It was never anything we agreed to. They just orbitrarily added this charge to our loan statement without any explanation whatsoever.


Author:
Joan from Florissant, CO
Updated:
9/24/2006 5:35:29 PM
Created:
9/24/2006 5:35:29 PM
Topic:
Finance
Occurred In:
Colorado Springs, Colorado
On Internet?:
Yes
Nationwide?:
Yes

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