I did not apply for the Compass Credit Card. It was sent from checking my credit for my company. It was to be at 9.9 with a much lower fee for balance transfers. I never paid a minimum payment, never late, but as the card got to the maximum credit limit the interest rate went to approx 27. I contacted them and attempted to work this out to no avail. The most recent statement reflected 33 interest. I wrote them a letter (certified) and told them that if I received a statement reflecting the interest rate we agreed upon they would be paid. I also requested that they not call me at work as it effected my job. They are and were calling as much as 3 to 6 times a day even after my certified letter asking them not to call. They called 7192006 and I was in a meeting and hung up on them. They called back two more times.