The below is part of a demand letter that I sent. There are several hundreds of pages of documented proof.
Paul Ashworth - Supervisory Examiner
Nevada Financial Institutions Division
2785 East Desert Inn
Suite 180
Las Vegas, Nevada 89121
Carol J. Tidd - Commissioner
Nevada Financial Institutions Division
2785 East Desert Inn
Suite 180
Las Vegas, Nevada 89121
Sydney Wickliffe – Director
Nevada Department of Business and Industry
555 East Washington Avenue
Suite 4900
Las Vegas, Nevada 89101
Dear Paul Ashworth, Carol J. Tidd, and Sydney Wickliffe:
This will serve as my demand letter for 250,000.00 (Two hundred and fifty thousand dollars) because of your governmental departments non-compliance with the standards, set by your own agency’s policies, (including but not limited to N.R.S. 649.045, 649.085 (2)(7), 649.125, 649.135, 649.355 (1), 649.375, 649.385, 649.390, 649.395, 649.400, and 649.435 as well as Nevada Administrative Codes 649.110(4)(b)(c)(d) and 649.150) disregard for victims of Allstate Financial Services dba Allstate Adjustment Bureau violations of the Fair Credit Reporting Act, Acts of Bad Faith, Deceptive Trade Practices (N.R.S. 598.097, 598.0971, and 598.0973), Breach of Obligation (N.R.S. 42.005 and 42.007), Conscious Disregard (N.R.S. 42.011), Malice Expressed or Implied (N.R.S. 193.0175), Negligence, Negligence Per Se, Culpable Negligence, Negligent Infliction of Emotional Distress, etc. Your institute, Paul Ashworth, and Carol Tidd have been notified of these ongoing problems since April 05, 2005, several times, via in person meeting, letters, emails, phone calls, and a formal complaint letter, regarding the more than 20 violations committed against me at the corrupt hands of Allstate Financial Services dba Allstate Adjustment Bureau.
I have discovered that Michael O'Connor, the President of Allstate is a Collection Agency Advisory Board Member, thus when his collection agencies are committing several violations (Provide inaccurate information, Deception, Misrepresentation, Falsely represents character, Amount, Status of debt, Reinsert deleted item in file without notice, Knowingly supplies inaccurate information to credit bureau, Refuses to verify debt after debtor makes written request, Threats of violence, Harassment, ObsceneProfane language, Fails to reinvestigate disputed information, Tells someone other than debtor about the debt, Threatens to file criminal charges, Falsely threatens arrest, seizure of property, Calls debtor after getting 'cease communication' notice, Calls any person repeatedly or continuously, Fails to identify self as debt collector, Extortion, etc), your agencies look the other way. These violations were part of hundreds of complaints that the Federal Trade Commission provided to me, under the Freedom of Information Act. Approximately 180 pages of these complaints plus several hundreds of other documented pages of proof were personally shown to Paul Ashworth.
To show that Allstate Financial Services dba Allstate Adjustment Bureau, because of its ties and connections to your governmental division, is being given favorable treatment and proving that your division is looking the other way, I will show the court the Ethics Suspension and Expulsion against Allstate Financial Services dba Allstate Adjustment Bureau ruling by the Association of Credit and Collection Professionals (ACA). The report states “After a thorough investigation, complete examination of the record and full discussion of the issues, the ACA Ethics and Professional Responsibility Committee voted to expel Allstate Adjustment Bureau from the association. The expulsion took effect on July 1, 2005.” The ACA has been in existence since 1939 and has members in 55 countries.
According to additional research, your governmental agency has a history of not following your own rules and regulations, not properly investigating complaints, and not acting on complaints, as shown in both Clark County and United States District Court Cases. In April 2003, a Clark County District Court Judge Sally Loehrer not only sharply criticized the FID for its failure to act on complaints. After the division found no violations, Judge Loehrer ordered a new investigation, and three possible violations were found. The state was ordered to pay the victim’s 187,000 attorney's fees for the complaint brought against the FID.
