I received a letter in the mail, detailing that I won a grocery store lottery that I entered by using my ATM or Debt Card. The letter stated that I had won said lottery and in order to confirm my identity and in order to receive said money I needed to cashdeposit the money ( which was to cover the international taxes)and then they would forward me the remainder of the winnings. The check was addressed to me and I took the check to my bank. It was in fact a real check written from a stolen account. I was not aware of lottery scams, not that I was that naive, I had done an online search as a precaution. But you never know sometimes you can win money like that. Anyway, my bank did not have any check fraud posters up and cashed the check no problem, but a week later the bank calls and tells me that the check was fraudelent and that I am responsible for the amount of the check. Now that I am writing a have a 2 fold complaint, one with the bank and one with Edward Peters of the UK lottery Corporation. If they stole the check or account number why does the responsiblity fall back on me to repay it. They were supposed to safe cards in place for them and myself so that would not happen. The lady in the fraud department told me as much. I provided the bank with all of the contact information that I had for Edward Peters of the UK Lottery Corporation. When I called he was still answering the phone. I don't understand why they won't do more to investigate, this obvious fraud. Obviously there was in fact money in the account. Should the responsiblity be between the two banks and Edward Peters. I am just an innocent, all admit naive but a VICTIM non the less. I hope that some can help with my problem. I feel very silly, ok stupid. But this is quite a price to pay. I can't be the only person that this has happened to. What kind of recourse do I have? I have filed a police report and they claim that they can't help me either because the funds were sent out of the country.HELP ME!!!!!!!