I had sent in a power of attorney to Miracle Management GroupRisk Management Partners to handle debt settlement on my behalf. After a few months of NO ACTIVITY, I became suspicious of their activity and had the power of attorney revoked. I have every email communication with the company archived. Anyway, they owed me a sum of 2699.00 and they said my refund process would takle 4-6 weeks. That was in May 2005. We are now in March 2006 and I still have not seen a refund. This company is a scam and everyone should just google Hyla Stanton or Miracle Management Group or Risk Management Partners and you will find tons of angry people who have been scammed. This is unfortuante and I just want my money back.