Plummer, et al v Drive Financial Services, L.P.
Consumer Lawyer Sues Drive Financial Services for Violating Consumer Protection Laws
A Houston consumer protection attorney filed suit against Drive Financial Services, L.P. (Drive) alleging numerous violations of federal and state consumer protection laws while attempting to collect debts. According to the lawsuit, filed on behalf of Houston resident Velincia Plummer and others, Drive made it a practice to send people who fell behind in their payments a letter that violated the Federal Fair Debt Collection Practices Act and the Texas Debt Collection Act. Among other alleged violations, the letter threatens wage garnishment and pretends to be from an attorney or law firm, when in fact it was sent by Drive. Both are violations of consumer protection laws.
Federal and state consumer protection laws make it clear that lenders can't use overly aggressive and threatening tactics in an effort to collect a debt," said the Houston Lawyer. "This lawsuit should alert consumers that they can fight back when they receive a threatening demand by having it reviewed by an attorney. It may be a violation of federal or state law."
The Houston lawyer that filed the case believes that Drive, which boasts on its Web site that is has more than 10,000 dealer partnerships across North America, sent such letters to at least 800 -- and perhaps as many as 2,500 -- Texas residents.
