Disability Protection Plan Purchasers v Credit Card, Mortgage & Life Insurance Disability Plan Providers

Cases Against Credit Card, Mortgage & Life Insurance Disability Plan Providers

Consumers see offerings for disability protection plans all the time. From mortgage companies to credit card companies, millions of consumers are buying these plans. In essence, these insurance plans, in return for a fixed monthly fee, are supposed to pay your mortgage or other bills while you are disabled. But in many instances, it doesn't work as hoped.

From hidden language you don't see to outright insurance company fraud, many disabled consumers learn that the coverage they paid for will not cover them, or that they are not disabled enough for coverage to kick in - even though they can't work to bring in income. Under such circumstances, it can mean the difference between paying your bills on time and losing all you own.

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