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Lawyers Investigate Insurance Companies That Refuse to Pay the Full “Actual Cash Value”

Whenever a home, a car, a business or any other property is damaged, a person instinctively calls his or her insurance agent to get started on the repairs.
 
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Other Insurance Cases of Interest

Judgment has been entered against United HealthCare Services, Inc. and its insurer-sibling HealthCare Insurance Company on behalf of participants in pharmacy benefit plans governed by the federal Employee Retirement Income Security Act and administered by United. The action asks United to provide reimbursement for drug overcharges that occurred when the plan administrator failed to pass on its negotiated prices to participants. Monetary damages will not be distributed until all proceedings have been finalized and all possible appeals have been exhausted.
 
The unfortunate practice of insurance credit scoring is legal under federal law, with some limitations. Four similar class actions have been filed against auto insurance provider Progressive Corporation and related companies on behalf of policyholders who allege that the insurers do not advise them that it uses their credit reports in deciding to force them to pay higher premiums than others, in violation of the federal Equal Credit Opportunity and Fair Credit Reporting acts.
 
The theory of diminished value asserts that buyers choosing between two otherwise equal vehicles will select one that has not been previously damaged and repaired, even where the repairs to the other vehicle were first-rate. The parties have reached a tentative $2,346,535 settlement in an action filed against SAFECO Insurance Company of America and numerous affiliated companies on behalf all persons insured by an automobile insurance policy issued in Georgia by the defendants and who made a claim for damage to their vehicles under their collision, comprehensive, underinsured, or uninsured motorist coverage for a loss that occurred between June 19, 1997, and November 28, 2001. Though there is no claims deadline at this time, persons who are eligible to take part in the settlement who have not received a notification letter should act as soon as possible to alert the company of their eligibility.
 
An undependable insurance company seems like a contradiction in terms, or is it? The parties have reached a tentative settlement in an action filed against Pacific Pioneer Insurance Company on behalf of all persons who purchased a Pacific Pioneer automobile insurance policy in California between December 18, 1996, and September 27, 2003, and who were charged a reinstatement fee after their policies were canceled for alleged non-payment of premium even though the policies were paid-up at the time the notice of cancellation was mailed. Class members must submit a signed, written request for reimbursement of reinstatement fees paid following a notice of cancellation during the stated period postmarked no later than September 27, 2003, to take part in the settlement.
 
Every state requires insurance sellers to acquire a license prior to selling policies within its boundaries. The class has been certified in an action filed against Enterprise Rent-A-Car Company, Inc. and its parent company, ELRAC, Inc. on behalf of persons who rented a vehicle in New Jersey from the company between April 1, 1988, and March 11, 2003, and purchased supplemental liability protection, personal accident insurance, or collision damage waiver as part of the rental. Persons eligible to participate in this action do not need to take any action at the present time.
 
Doctors have reached a deal to settle their class-action lawsuit claiming New Jersey's largest health maintenance organization shortchanged thousands of physicians.
 

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