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Consumer Sues Commonwealth Financial for Violations of FDCPA

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Case ID: 4151 | Credit / Debt | 01/10/2005

A class action lawsuit has been filed in the Southern District Court of Indiana against Commonwealth Financial Systems, Inc. for violations of the Fair Debt Collection Practices Act (FDCPA) which prohibits debt collectors from engaging in abusive, deceptive and unfair collection practices. Class members seek statutory damages, reasonable attorney's fees and costs of the litigation.

Specifically, the complaint alleges that the plaintiff owed money to Education Direct which Commonwealth Financial Services was attempting to collect. Commonwealth sent her two letters seeking payment; however the letters allegedly violate the FDCPA because they did not give her notice that she had 30 days to challenge the validity of the debt.


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