A class action lawsuit has been filed in the Southern District Court of New York against JA Cambece, Esquire, a debt collection law firm in Peabury, Massachusetts, for violations of the Fair Debt Collection Act. Class members seek statutory damages, costs and attorney's fees.
Specifically, the complaint alleges that the plaintiff incurred a debt in the amount of $7,430.95 to Fleet Bank which was forwarded to the defendant for collection. The law firm sent a computer generated letter that was allegedly false, deceptive and misleading because the least sophisticated consumer would believe that the letter, and all documents concerning the alleged debt, were reviewed by an attorney.
The letter (which can be viewed in the complaint provided by ClassActionAmerica.com), tells the debtor that an offer to provide monthly payments will "expire soon" when, in fact, New York law allows debtors to pursue that option at any time. In addition, the letter represented that the attorney was admitted to practice law in the state of New York, but is not.
The class period is one year prior to the filing of this complaint.