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Two New Jersey law firms filed a complaint against Bank of America on June 1, 2005 in New Jersey Superior Court, Mercer County on behalf of Trenton resident Cindy Jones. The attorneys announced their intention to seek class action status to represent other identity theft victims as well against financial services giant Bank of America for damages resulting from the theft of tens of thousands of customer information files.

Debt collection letters must comply with the federal Fair Debt Collections Act or the collector may find himself owing more than those whom he sends mail. The class has been certified in an action filed against Arrow Financial Services, LLC, on behalf of all consumers with a Connecticut address from whom Arrow sought to collect on a defaulted debt between March 20, 2001, and March 20, 2002. Persons eligible to take part in the action should contact attorneys for the class for more information.

A class action spanning Pennsylvania, Georgia and New Jersey was filed in Pennsylvania against the law firm of Lawrence A. Hecker, P.A.. The action was brought on behalf of all consumers residing in the three states who received "form" type collection letters from Heckler. The action was brought under the Fair Debt Collection Practices Act and sought statutory damages as well as injunctive and declaratory relief.

An anti-trust class-action lawsuit has been filed against Visa, Mastercard and several major U.S. banks on behalf of merchants, alleging the fixing of credit card fees.

A statewide class action has been filed in Indiana against Capital Recovery Associates, Inc. who operate under the name CRA Security Systems. The action is brought on behalf of all Indiana residents who received a form type collection letter demanding immediate payment of the consumers’ alleged debt. The action is brought under the federal Fair Debt Collection Practices Act and seeks statutory damages as well as injunctive and declaratory relief.

Federal laws regulating debt collectors hold them to strict standards for the protection of U.S. consumers. The class has been certified in an action filed against debt collector Coldata on behalf of all persons with Illinois addresses who were sent a letter on or after December 5, 2001, seeking to collect credit card debt containing a settlement offer of 50 percent or more with a specific deadline.

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