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Case ID: 3756 | Credit / Debt | 10/05/2004
A class action has been filed against Equifax Information Services, LLC, a credit reporting agency, by Steven and Melody Millett after Steven’s Social Security number was stolen and used by another individual over the course of 13 years. The Milletts claim that Equifax should have known that the Social Security Number was being used by more than one person and that upon being notified of the error, should have corrected their error. The lawsuit alleges negligent misrepresentation, fraud and failure to comply with the Fair Credit Reporting Act and seeks damages and injunctive relief.
In 1989, an individual using the names Abundio P. Cuatle, Abundio Cuatle or Abundio Perez began to use Steven Millett’s Social Security number in order to obtain false identification, obtain employment and insurance, pay taxes through wage withholding, and to establish and open credit accounts for homes, cars and credit with banks, credit unions, merchants and credit card companies. Shortly afterwards, the Millett’s began to experience problems obtaining credit, but did not know the reason. Over the next 13 years, they continued to experience problems and eventually realized that Steven’s Social Security number was being used illegally. They contacted law enforcement authorities to correct the problem. However, Equifax refused to cooperate and continued disseminating false information. The Millett’s allege that Equifax collected and furnished information about them which was inaccurate, false, erroneous and misleading, despite notices about the alleged fraud and reported the information to consumer reporting agencies. At Lawcash.com, it is our goal to keep you informed about important legal cases, class actions and settlements. Our lawyers offer free legal evaluations in tort cases, class actions, personal injury, and other lawsuits because we are dedicated to helping you resolve your legal complaints. Other Credit / Debt Cases of Interest A class action lawsuit has been filed against Minnesota based collection agent Northland Group, Inc. The suit alleges that in its efforts to collect on debts allegedly due to Citibank, the defendant engaged in abusive and deceptive collection practices that violated federal fair debt collection practices laws. The suit seeks to certify a statewide class and collect actual and punitive damages on behalf of the plaintiffs. Predatory lending, in the form of abusive subprime mortgage loans, payday loans, tax refund loans, and other lending scams, strips $16 billion from low-income consumers and communities in the U.S. each year. A $5+ million judgment has been entered against investment bank Lehman Brothers, Inc. and subsidiary Lehman Commercial Paper, Inc. in a class action filed on behalf of all persons who acquired mortgage loans from First Alliance Corporation from May 1, 1996, through March 31, 2000, that were underwritten by Lehman Commercial Paper. The money will not be distributed until all possible appeals have been exhausted.
A letter was sent out last July or August about the theft of personal and financial information by an employee at Certegy Check Services, Inc. A settlement has now been reached about that theft. The class has been certified in an action filed against debt collector Corporate Receivables, Inc. on behalf of all persons with Illinois addresses who, on or after September 17, 2001, were sent a letter seeking to collect an amount allegedly owed to Household. The action alleges that Corporate Receivables failed to state clearly the amount of the debt it was seeking to collect in violation of the federal Fair Debt Collection Practices Act.
Whether it is a home loan, a car loan, or a debt consolidation loan, borrowers must be wary of predatory lenders. In many cases, a predatory lender will use deception, high-pressure sales tactics, or excessive fees to lock a borrower into a cycle of debt. All too often, the borrower victimized by a predatory lender ends up in bankruptcy, or loses his home, or is forced into a cycle of debt. A class action lawsuit has been filed against a title company in the Circuit Court of Cook County (Chicago) Illinois.
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