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Case ID: 2955 | Credit / Debt | 07/27/2004
A national class action has been filed against Interfaith Medical Center on behalf of all consumers who have received, since November 6, 2002, a collection letter from either South Side Collection, Inc. or National Revenue, Ltd. in an attempt to collect a debt for Interfaith. The consumers allege that these letters are actually generated by Interfaith itself and therefore violate the federal Fair Debt Collection Practices Act. Consumers are seeking actual damages, statutory damages, and injunctive and declaratory relief.
This action arises from what consumers allege is a deceptive practice of debt collection on the part of Interfaith Medical Center. According to consumers, Interfaith has violated the debt collection practices act by generating collection letters in-house that bear the name of a non-existent collection agency. According to the consumers, Interfaith sends letters with the letterhead of either South Side Collection, Inc. or National Revenue, Ltd but with the telephone number for Interfaith's patient accounts department. The consumers allege that South Side and National Revenue are, in fact, bogus agencies and that the letters are generated by Interfaith itself. The consumers allege that this violates the debt collection practices act because the letters are misleading, deceptive and fraudulent. Consumers are led to believe that a third party has reviewed their account and initiated a collection action, when in fact that is not the case. Additionally, consumers allege that Interfaith is using these bogus letters as a means of intimidation, further violating the federal law. At Lawcash.com, it is our goal to keep you informed about important legal cases, class actions and settlements. Our lawyers offer free legal evaluations in tort cases, class actions, personal injury, and other lawsuits because we are dedicated to helping you resolve your legal complaints. Other Credit / Debt Cases of Interest A class action has been filed against National Financial Services LLC and Fidelity Brokerage Services LLC, both of which are subsidiaries of Fidelity Investments, arising from the alleged misuse of monies withdrawn from class members' accounts for use in an electronic bill paying service called "BillPay." The action alleges that, when a class member uses BillPay, the defendants transfer the class member's funds to a separate account prior to making the requested payment, allowing the defendants to earn interest on the funds while they are being held in the special account. A national class action has been filed in New York against debt collection specialists Valentine & Kerbatas, Inc. on behalf of all U.S. residents who have, since November 5, 2002, received a first collection letter from Valentine & Kerbatas in which the debtor is informed that the debt is immediately due as a result of the debtor's lack of response to Valentine & Kerbatas' previous collection efforts. The debtors, who seek declaratory relief and statutory damages, allege that Valentine & Kerbatas has violated the federal Fair Debt Collection Practices Act.
Discrimination takes many forms, all of them insidious. The parties have reached a final $1.2 million settlement in an action filed against Flagstar Bank, FSB, on behalf of white customers who alleged that the lender charged them higher fees than minorities in violation of federal and state lending laws. Parties who have not been notified of the settlement should contact the class attorneys as soon as possible. A nationwide class action is pending in federal court in Illinois alleging that Trans Union LLC compiled personal and confidential information about the class members and sold it to third parties. The action, alleging that Trans Union profited by as much as $100+ million through these unauthorized sales, seeks disgorgement of profits as well as actual and punitive damages. A national class action has been filed in California against internet giant, Yahoo!, Inc. The action is brought on behalf of all U.S. residents who have purchased credit repair services from Yahoo!, known as "Yahoo! Credit Manager." The action is brought under the federal Credit Repair Organizations Act as well as common law contract and seeks compensatory, punitive and statutory damages as well as disgorgement of profits, injunctive relief and the establishment of a constructive trust. Whether it is a home loan, a car loan, or a debt consolidation loan, borrowers must be wary of predatory lenders. In many cases, a predatory lender will use deception, high-pressure sales tactics, or excessive fees to lock a borrower into a cycle of debt. All too often, the borrower victimized by a predatory lender ends up in bankruptcy, or loses his home, or is forced into a cycle of debt. |
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