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Case ID: 2829 | Credit / Debt | 11/16/2005
A national class action has been filed against Risk Management Alternatives, a professional debt collection agency, alleging that Risk Management has violated federal and state law in its debt collection efforts. The action seeks statutory damages and injunctive and declaratory relief.
This case revolves around debt collection letters issued by Risk Management. The letter said that, if the debtor didn't pay the debt within 35 days, Risk Management would turn the debtor over to a second collection agency. The letter noted that the second collection agency might report the debtor's account as a collection item with various credit-reporting agencies. The Fair Debt Collection Practices Act (FDCPA) requires that a debtor be able to dispute the validity of a debt that is under collection. The class action asserts that the language of Risk Management's letter did not allow enough time for the debtor to be able to dispute the validity of the debt. Additionally, Risk Management allegedly violated New York law by failing to include its collection agency license number in its letterhead. The action alleges that Risk Management engaged in this activity in a systematic attempt to defraud New York citizens, and that the class will be quite numerous. The action is on behalf of all debtors who received a debt collection letter from Risk Management that violated the FDCPA in this manner. At Lawcash.com, it is our goal to keep you informed about important legal cases, class actions and settlements. Our lawyers offer free legal evaluations in tort cases, class actions, personal injury, and other lawsuits because we are dedicated to helping you resolve your legal complaints. Other Credit / Debt Cases of Interest A class action lawsuit has been filed on behalf of employees of Novastar Mortgage Company. The suit alleges that the company routinely denied overtime pay to loan originators who qualified as hourly employees and who had worked hours in excess of 40 per week. The workers are seeking back overtime pay and other damages. A statewide class action has been filed against the National City Mortgage Company on behalf of all South Carolina residents who were issued a mortgage by National City Mortgage that understated the annual percentage rate of interest due to the fact that National City included fees for points and brokerage fees in the amount financed.
A class action lawsuit has been filed in the Northern District Court of Alabama against Franklin Collection Services, Inc. for violations of the Fair Debt Collection Practices Act (FDCPA). Class members seek actual and statutory damages, attorney's fees and costs of the litigation. A national class action has been filed in New York against collection agency DPL Associates Ltd on behalf of all consumers who have received collection letters from DPL that require consumers to dispute the validity of the debt in writing or do not give the consumer the name and contact information for the creditor that has employed DPL to pursue the debt. The consumers claim that these letters violate the federal Fair Debt Collection Practices Act.
A class action lawsuit has been filed against AT&T Wireless Services, Inc. on behalf of wireless phone subscribers who requested termination of their wireless accounts and were then improperly charged an "adjustment" or other fees for services after the effective date of the termination. The suit seeks actual damages, as well as statutory and punitive damages, on behalf of the plaintiffs. Consumer debt counseling is a good alternative to bankruptcy as long as you choose a reputable debt management company. A class action has been filed against debt management company Ameridebt, Inc. and related companies on behalf of consumers who purchased a debt management plan from them and paid any “contributions” as part of the plan, who allege that the companies have conspired together in violation of the federal Racketeer influenced and Corrupt Organizations Act to defraud unsuspecting, financially-strapped consumers. |
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