The parties have reached an $815,000 settlement in an enforcement action filed against ClickForMail.com, Inc., doing business as AllPreApproved.com, and Harvey B. Vaughn, III, on behalf of consumers who were targeted in an e-mail scam that promised major, unsecured credit cards with credit limits up to $5,000 for an advance fee of $49.95 in violation of the Federal Trade Commission Act. Persons who paid money under this scheme should contact the Federal Trade Commission for information about participating in the settlement.

ClickForMail.com was caught in part of the Federal Trade Commission's Southwest Netforce sweep that targeted Internet scammers and deceptive spammers. The commission alleged that consumers who paid the fee did not receive the credit card they were promised. Instead, they allegedly received access to a set of hyperlinks to companies where consumers could apply for credit cards, and even then those were generally for secured credit cards, stored-value cards, or catalog charge cards.

Allegedly, ClickForMail promised that: (1) consumers who met minimum qualifying criteria and paid a $49.95 fee were guaranteed to receive unsecured major credit cards or get a 200% refund of their money; and (2) ClickForMail had special arrangements with banks or financial institutions to issue to its customers unsecured major credit cards.